Home equity. A clearer perspective.
Do you have credit card debt?
Explore whether consolidating credit card debt using your home equity makes sense for you. Start with the numbers—not a promise of savings.
EZ Loan Mortgage Solutions · NMLS #48174
What to expect
Clear assumptions, not payoff predictions.
A discussion of costs and trade-offs.
A real person to call.
- Annual interest rate
- 18%
- Minimum payment assumption
- 3% of balance
- Initial minimum payment
- $60
$2,000 × 3% = $60. This example assumes a minimum payment of 3% of the outstanding balance. Actual card terms, fees and payment floors may differ. No payoff duration or total interest is projected.
Look beyond the minimum
THAT IS INSANE!
A minimum payment is not a repayment plan. As your balance changes, a percentage-based minimum can change too.
Home equity may offer another route—but a lower monthly payment alone does not mean a lower total cost. Compare the rate, loan term and fees before deciding.
The conversation
Put your options
side by side.
Bring your questions and your current balances. Ask Kim about home-equity debt consolidation through EZ Loan Mortgage Solutions.
- 01
Understand your starting point
Review balances, interest rates and current payments. Know what you owe before considering a change.
- 02
Explore home equity
Discuss how available equity, income and credit may affect your options. Eligibility and terms require lender review.
- 03
Weigh the full picture
Compare closing costs, rates and repayment terms. Consolidating unsecured debt into a home-secured loan puts your home at risk if you cannot repay.
Your next step
Call Kim today.
Explore consolidating your credit card debt using your home equity—with the trade-offs clearly in view.